After raising the key rate of the key rate to 20% per annum, Russian banks began to increase rates on ruble and foreign currency deposits. Betting jump also
What banks are now worth opening deposits
The PlusWorld.ru portal talks about the most profitable offers of banks on deposits after raising rates.
After raising the key rate of the key rate to 20% per annum, Russian banks began to increase rates on ruble and foreign currency deposits. The jump in the bets is also due to the sanctions of the West, which are introduced against the background of the situation with Ukraine.
The most profitable offers from banks are in our selection.
VTB – up to 21% per annum
VTB Bank was one of the first to announce betting on deposits and accumulative accounts. On February 28, the bank announced the growth of bets up to 18% per annum, but already on March 2, rates increased to 21%. The funds on deposit are placed for a period of 6 months without options for removing and replenishing. The maximum profitability is available both when opening a deposit in VTB online, Internet bank and self-service devices, and in offices.
The bank also raised rates for foreign exchange savings. The yield on the short -term deposit in dollars when accommodating for 3 months will be 8% per annum, in the euro – 7% per annum. This will allow the maximum benefit from foreign exchange accumulations within the framework of classic savings tools.
Sberbank – up to 21% per annum
Since March 1, 2022, Sberbank raised deposits to maximum 18%. From March 3, the rates have grown. The maximum profitability of the Sberblade when registering in Sberbank online increased to 21% per annum. The rate is set for 1, 2 and 3 months. When applying for a Sberblade in the office, the rates are 20% per annum. The minimum deposit amount is from 100 thousand rubles. Interests are paid at the end of the term. The contribution can be replenished. Early termination at a rate of 0.01%.
The bank also increases deposits in dollars. According to the promotion, the deposit “currency save” operates 7% per annum for sums from 1 million dollars and 6% per annum for amounts from 1 thousand dollars.
Alfa-Bank-up to 20% per annum
Alfa-Bank invited customers to place funds for alpha deposits in rubles under 20% per annum without additional conditions. The minimum amount is from 10 thousand rubles, there are no restrictions on the maximum amount. The deposit term is 3 months.
Rosbank – up to 20% per annum
Since March 9, the conditions for deposits have been improving in Rosbank. Now the bank customers can issue a popular contribution “150 years of reliability” with an increased rate of 20% per annum for the first 3 months of placement. The contribution is drawn up without replenishment, partial withdrawal and capitalization, interest payment at the end of the term. The amount of the deposit is from 15 thousand to 300 million rubles.
ICD – up to 21% per annum
The Moscow Credit Bank (ICD) increased the profitability of deposits in rubles, US dollars and euros for individuals. The bet on the MEGA online deposit is increased to 21% per annum when it is opened by 3 months. The amount of investments is from 1 thousand to 20 million rubles.The deposit can be opened for a period of 3 to 36 months, and replenishment is possible during the first 185 days. Interests arrive on a separate account monthly. The contribution is available only in the MKB online mobile application.
The ICD increased the rate on the “All inclusive” deposit “Maximum income” to 20% per annum when it is opened by 95 days and the amount of investments from 1 thousand rubles. According to the tariff “accumulative with monthly capitalization” with an investment of 1 thousand to 10 million rubles, annual profitability will also be 20%.
Since March 3, the ICD has increased the maximum rate to 10% per annum of the “All -inclusive” contribution “Maximum income” in dollars and euros. The amount of investments starts from $ 100 or euros for a period of 95 days. According to the tariff “Accumulative with monthly capitalization”, profitability is increased to 7% per annum in placing funds in dollars.
PSB – up to 24% per annum
PSB offered retail customers a new contribution to the generous percentage with a profitability of up to 24% per annum. The minimum deposit amount is 100,000 rubles. Clients have the opportunity to place funds in rubles for a period of 32, 91 or 181 days at a rate of 19% to 24% per annum, depending on the term, replenishment or partial withdrawal of funds is not provided.
On March 2, PSB opened an unlimited accumulative account. The maximum profitability is 21% per annum for amounts of 5 thousand rubles. Interest on the funded account is accrued for the amount of the minimum balance during the percentage period and paid on the last calendar day of the month. You can replenish and withdraw money without restrictions and without losing accumulated income.
Renaissance Credit – up to 25% per annum
Renaissance Credit Bank offers the most favorable interest rate. The maximum return on the deposit Renaissance Special Online reached 25% per annum. Now you can place funds at a rate of 25% per annum for a period of 31 days, 23% for 91 days and 21% for 181 days. The maximum return on the deposit can be obtained when opening it through an Internet or mobile bank. When opening the Renaissance Special deposit in the bank’s office for a period of 31 days, the profitability will be 24%per annum, on 91 days – 22%, on the 181 day – 20%.
Opening – up to 21% per annum
The Otkritie bank increased interest rates on ruble deposits for a period of 3 and 6 months, as well as on foreign exchange deposits for a period of 3 months. From March 2, the maximum rate that the bank customers can use, according to the “reliable” deposit for a period of 3 and 6 months, is 21% per annum (upon receipt of interest at the end of the deposit).
For premium customers, as well as for those who receive salary or pension payments to the OpenCard card, an additional allowance for a interest rate of 1% per annum (according to the “Reliable Partner” contribution) is applicable.
Also increased bets on deposits for a period of 3 months in dollars up to 8% per annum, in the euro – up to 7% per annum.
Home Credit Bank – up to 22% per annum
Since March 4, 2022, Home Credit Bank increases the profitability of the funded account.Clients who opened the bill from August 1, 2021 will be able to receive 22% per annum for up to 1.5 million rubles without additional conditions. For the amount of the balance in excess of 1.5 million rubles, 10% per annum will be charged.
The bank also enters the new ruble contribution “6 months of New” at a rate of 20% per annum. The minimum amount is 1000 rubles. The contribution can be replenished within 7 days from the date of opening in the amount of 1000 rubles. Partial withdrawal is not allowed, early termination of the contract at a rate of 0.01 % per annum, prolongation is allowed.
Uralsib bank – 21% per annum
Uralsib Bank raised rates on the seasonal urgent deposit Profiting Season. Now, when accommodating on 91 days, the rate is 21% per annum, for 181 days – 19% per annum, for 367 days – 11.5% per annum, for 1100 days – 9.6% per annum.
It can be opened in any bank office, or in the online bank Uralsib online. The minimum deposit amount is 100 thousand rubles. Replenishment and consumables are not provided. The accrued interest is paid at the end of the deposit term to a separate account.
OTP Bank – up to 23% per annum
Since March 4, OTP Bank has increased the profitability of the deposit “for its own” in rubles to 23% per annum. You can get maximum profitability by placing a contribution for 3 months. When placing funds for 6 months, the rate will be 21% per annum. You can open a contribution in the amount of 10,000 rubles. Interests are paid at the end of the deposit term.
The bank also raised the bets on deposits in dollars. For customers who have chosen the contribution “profitable” and placed funds for 3 months, the profitability will be 10% per annum. The minimum deposit amount is from 50 thousand dollars. When placing funds for 6 months, the profitability will be 7% per annum. Interests are also paid at the end of the contribution.
Zenit bank – up to 21% per annum
Zenit Bank once again raised interest rates on funded accounts. The maximum profitability of the Infusive Online account in the amount of 21% per annum is valid on the daily balance in the range from 500 thousand to 700 thousand rubles, in dollars and euros – 7.5% per annum, regardless of the amount of the balance. The shelf life of funds is not limited. Interest is paid monthly to the account at the end of the month.
MTS-Bank-up to 21.5% per annum
MTS-Bank increases rates in rubles on MTS profitable and MTS premium plus deposits. Now the bank depositors can receive an income of deposit in the amount of up to 21.5% per annum in rubles. According to the MTS profitable deposit, at the time of accommodation 31 days, 91 days, 181, the profitability will be 21% per annum in rubles when opening a deposit in distance channels and 20% at the opening of the Bank of MTS at the offices. The contribution is opened in the amount of 1,000 rubles, the possibility of replenishment and partial withdrawal is not provided, interest is paid at the end of the term.
According to the MTS Premium Plus deposit, at the time of accommodation of 31 days, 91 days, 181, the profitability will be 21.5% per annum in rubles when opening a deposit both in the offices of the bank and in distance channels.
RGS Bank – up to 20.7% per annum
The Bank for RGS motorists, the bank raised the interest rate on the funded account “Motorist 2.0” to 20.7% per annum. The profitability of archival savings products has also been increased: up to 20.7% – for National Avtogostil, up to 18% – for NS for their own, up to 12% – according to NS “turbo”, up to 10% for NS “online” .
Mail Bank – up to 25% per annum for the balance
Mail the Bank opened the accumulative “safe account” with a calculation of 25% per annum on the balance in the account. At the same time, unlike the contribution, the funds are available to you at any time and in full – you can make transfers, and the percentage will still be accrued on the balance. You can open a safe account for any amount of 100 thousand rubles of both new and current customers of the bank.
